Privacy Policy

Personal Information

• Phone number for account verification
• Email address for account recovery and communications
• Profile information you choose to provide

Financial Data

• Transaction details you manually enter or import
• Budget and category information
• Account balances and financial goals
• Spending patterns and preferences

Technical Information

• Device information (model, operating system)
• App usage analytics and performance data
• IP address and location data (if permitted)
• Session and interaction logs

Core Services

• Provide expense tracking and budget management features
• Generate insights and recommendations
• Sync data across your devices
• Customer support and troubleshooting

Improvements

• Analyze usage patterns to improve our service
• Develop new features and functionality
• Ensure security and prevent fraud

Security Measures

• End-to-end encryption for sensitive financial data
• Secure cloud storage with industry-standard protocols
• Regular security audits and penetration testing
• Multi-factor authentication options

Data Retention

• Active account data is retained while your account is active
• Deleted data is permanently removed within 30 days
• Compliance logs may be retained longer for regulatory requirements

We Do NOT Share

• Your personal financial data with advertisers
• Individual transaction details with third parties
• Account information for marketing purposes

Limited Sharing

• Aggregated, anonymized analytics for service improvement
• Legal compliance when required by law
• Service providers under strict confidentiality agreements

Access and Control

• View all data we have about you
• Export your data in standard formats
• Delete your account and associated data
• Control marketing communications

Data Portability

• Export transactions, budgets, and categories
• Transfer data to other financial apps
• Receive data in CSV or JSON format

• Data may be processed in countries outside your residence
• We ensure adequate protection through appropriate safeguards
• EU users are protected under GDPR frameworks

• Our service is not intended for users under 18
• We do not knowingly collect data from minors
• Parent/guardian consent required for users under 18

• Essential cookies for app functionality
• Analytics cookies to improve user experience
• No advertising or tracking cookies
• You can control cookie preferences in settings

Integrated Services

• Cloud storage providers (Google Drive, iCloud)
• SMS services for OTP verification
• Analytics platforms for usage insights

Your Control

• You choose which integrations to enable
• Disconnect third-party services anytime
• Review permissions before granting access

India (DPDP Act)

• Compliance with Digital Personal Data Protection Act
• Data localization where required
• User consent mechanisms

European Union (GDPR)

• Lawful basis for processing
• Data subject rights under GDPR
• EU representative contact information